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3 BHK Flats Vesu Surat ₹75L–₹1Cr | 20+ Verified RERA 2025
Surat VR Properties · Vesu 3 BHK Specialist · Entry Vesu · ₹75L–₹1Cr · 20+ RERA Verified · Direct Builder Price
3 BHK Flats in Vesu Surat — ₹75 Lakh to ₹1 Crore
20+ Verified · New Launch + Resale · 1,300–2,100 sq ft · Happy Elegance · Raghuvir Star Galaxy · Millennium Park · Grand Calistaa · RERA Confirmed

3 BHK Flats in Vesu Surat — ₹75 Lakh to ₹1 Crore
20+ Verified · New Launch + Resale · RERA 2025

₹75 lakh to ₹1 crore is the most searched Vesu 3 BHK budget — the entry point to Surat's most premium residential zone. 20+ verified options across new launch and resale: Millennium Park (RERA RAA12987, UC, Dec 2026, Vesu Canal Road — nearest UC 3 BHK at entry price), Happy Elegance (RTM, 1,643 sq ft, pool + gym + club house), Raghuvir Star Galaxy (RTM, ~1,550 sq ft, east-facing, 13-floor), Grand Calistaa (RERA RAA14070, Dec 2026). Zone avg ₹5,300/sq ft. 62+ listings on 99acres. ₹4,500–₹5,500/sq ft range for this bracket. Call +91 79906 47288.

20+
RERA Verified
₹75L
Entry Price
62+
99acres Listings
Dec 2026
Nearest UC
₹0
Brokerage New
🏠 Happy Elegance RTM — 3 BHK SBA 1,643 sq ft · Pool + Gym + Club House · ~₹85–₹1Cr
🏗️ Millennium Park RERA RAA12987 — UC Dec 2026 · Entry Vesu · 10:90 available
🌿 Raghuvir Star Galaxy — RTM · ~1,550 sq ft · East-facing · 13-floor · No GST

"Is ₹1 crore enough to buy a 3 BHK in Vesu Surat?" — the most common question from first-time Vesu buyers upgrading from a 2 BHK in Adajan or Althan. The answer is yes — but your options are specific: compact to mid-size 3 BHK (1,300–2,100 sq ft SBA) in established societies with full amenities (pool, gym, club house), either RTM resale (no GST, immediate) or near-term UC (Dec 2026 possession, 10:90 plan). What you get at ₹75L–₹1Cr in Vesu: Vesu address with LP Savani proximity, gated society with pool and gym, 3 full bathrooms, 2 covered parking. What the next bracket (₹1.3Cr–₹1.5Cr) adds: 400–600 sq ft more space, newer building, more premium builder. If ₹1Cr is your ceiling — Vesu 3 BHK is achievable. Call +91 79906 47288.

What ₹75L–₹1Cr Gets You in Vesu Surat 2025

Vesu 3 BHK · 1,300–2,100 sq ft · Pool + Gym · ₹4,500–₹5,500/sq ft

At ₹75L–₹1Cr in Vesu, you get the Vesu address (LP Savani Academy proximity, Diamond Bourse HNI tenants, VR Mall nearby), 3 full bedrooms + 3 bathrooms, gated society with swimming pool + gym, and 8–12% annual appreciation — the same appreciation rate as ₹2Cr Vesu projects. The trade-off vs higher budgets: slightly smaller carpet area (1,300–2,100 sq ft vs 2,200–2,600 sq ft) and typically older societies (3–8 years vs brand new). Both RTM and UC options exist in this budget. Average rental income post-possession: ₹20,000–₹27,500/month — making this one of the best yield-per-rupee investments in Vesu.

Size Range
1,300–2,100 sq ft
Price/sq ft
₹4,500–₹5,500
Appreciation
8–12%/year
Rental Income
₹20–27.5K/mo
99acres Listings
62+
Nearest UC
Dec 2026
RTM options: no GST (save ₹3.75–₹5L) · UC options: 10:90 plan (book with ₹7.5–₹10L) · All RERA verified

RTM or UC? — Best ₹75L–₹1Cr 3 BHK Options by Type

20+ Verified 3 BHK Flats — ₹75L–₹1Cr in Vesu Surat

✅ RTM / Resale Options

★ Best RTM Entry Vesu
Happy Elegance
3 BHK · 1,643 sq ft SBA · RTM · Pool + Gym + Club
Established Society · Vesu, Surat · RTM · 1–5 years old · 13 floors
SBA
1,643 sq ft
Floor
5th of 13
Status
RTM · OC
~₹85L–₹1.05Cr · RTM · No GST · Immediate Possession
Happy Elegance — one of Vesu's most prominent RTM societies at entry budget. 3 BHK SBA 1,643 sq ft, 5th floor of 13, 1–5 years old. Full amenities: swimming pool, gym, club house, park, CCTV, lift, 24/7 water, visitor parking. Immediate possession. OC in hand. No GST — saves ₹4.25–₹5.25L vs comparable UC. Rental income Day 1: ₹20–27.5K/month.
RTM · No GSTPool + GymClub HouseEntry Vesu
View Happy Elegance →
RTM · East-Facing
Raghuvir Star Galaxy
3 BHK · ~1,550 sq ft SBA · 13 Floors · East-Facing
Raghuvir Corporation (est. 1986) · Vesu, Surat · RTM · Established Society
SBA
~1,550 sq ft
Facing
East
Status
RTM · OC
~₹85L–₹1.05Cr · East-Facing · RTM · No GST
Raghuvir Star Galaxy — east-facing 3 BHK in established Vesu society. ~1,550 sq ft SBA, 13-floor building. "Wide spacing between buildings" — not the cramped layout of denser Vesu projects. RTM, OC in hand, no GST. By Raghuvir Corporation (est. 1986) — same developer as Spalex RTM and Satva RTM. Entry Vesu price for an east-facing address.
East-FacingWide SpacingNo GSTRTM · OC
View Star Galaxy →
RERA RAA07721 · RTM
Raghuvir Satva
3 BHK RTM · RERA · Vesu · Compact Entry
RERA: RAA07721 · Raghuvir Corporation (est. 1986) · Vesu · RTM
RERA
RAA07721
Status
RTM · RERA
Developer
Raghuvir 1986
~₹80L–₹95L · RERA RTM · Compact 3 BHK · Lowest Vesu entry
Raghuvir Satva — RERA-registered RTM project in Vesu. Compact 3 BHK at the lowest confirmed Vesu RERA price in the ₹75L–₹1Cr bracket. RTM, OC in hand, no GST. Raghuvir Corporation 1986 track record — same developer as Spalex (pool + gym) and Star Galaxy. For buyers wanting a RERA-documented RTM under ₹1Cr in Vesu with maximum budget efficiency.
RERA RAA07721RTM · No GSTCompact 3 BHKRaghuvir 1986
View Raghuvir Satva →
SBA 2,351 sq ft · Largest
Shikharji Vesu
3 BHK · 2,351 sq ft SBA · 7th of 13 Floor · Spacious
Shikharji · Vesu, Surat · UC nearing possession / RTM · 7th floor of 13-storey
SBA
2,351 sq ft
Floor
7th of 13
Amenities
Club + Park
~₹95L–₹1.10Cr · Largest SBA in this budget band
Shikharji — 3 BHK SBA 2,351 sq ft at the upper end of this budget bracket. 7th floor of 13-storey building. Club house, park, security, maintenance staff, lift, visitor parking. This is the most space you can get in a Vesu 3 BHK under ₹1Cr. For families who prioritise sq ft per rupee over building age.
2,351 sq ft SBAMost SpaciousClub + Park
View Shikharji →

🏗 UC / New Launch Options (₹75L–₹1Cr)

RERA RAA12987 · Nearest UC
Millennium Park
UC Dec 2026 · Vesu Canal Road · 10:90 · Entry
RERA: RAA12987 · Vesu Canal Road · UC · Possession Dec 2026
Possession
Dec 2026
Plan
10:90
Status
UC · RERA
~₹85L–₹95L · 3 BHK · Dec 2026 · 10:90 Plan
Millennium Park — the closest UC possession in Vesu's ₹75L–₹1Cr budget band. RERA RAA12987, Canal Road Vesu. Dec 2026 possession — just 6 months from launch at time of writing. 10:90: book with ₹8.5–₹9.5L and pay balance at possession. 2 BHK starts ₹71.4L; 3 BHK from ~₹85L. Pool + gym in society. For buyers who want UC appreciation without the long 2029/2031 wait.
Dec 2026 · Nearest10:90Pool + GymRERA RAA12987
View Millennium Park →
RERA RAA14070 · Dec 2026
Grand Calistaa
UC Dec 2026 · Vesu · Pool + Gym + Park · Entry
RERA: RAA14070/020924/311229 · Jainam Realty · Vesu · UC Dec 2026
Possession
Dec 2026
Pool
Swimming ✓
Gym
Gymnasium ✓
~₹75L–₹90L · 3 BHK · Pool + Gym + Park · Dec 2026
Grand Calistaa — RERA-registered Vesu UC with pool, gymnasium, children's play area, park. Dec 2026 possession. By Jainam Realty. Near Dream High International School and Prish Multi-Speciality Hospital. Entry price in Vesu with full amenities. Two Dec 2026 UC projects within ₹75L–₹1Cr gives buyers options at the same possession window.
Dec 2026Pool + GymPark + PlayRERA RAA14070
View Grand Calistaa →
RERA · Pool + Gym · UC
OM Solitaire
UC · Vesu · Pool + Gym + Landscaped Gardens
RERA: RN68AA09968 · Shreeji Homes · Vesu · Under Construction
RERA
RN68AA09968
Pool
Swimming ✓
Gardens
Landscaped ✓
~₹80L–₹1Cr · UC · Pool + Gym + Landscaped Gardens
OM Solitaire — RERA-registered UC project in Vesu by Shreeji Homes. Pool, gymnasium, landscaped gardens. Entry Vesu UC with full club amenities. For buyers with a 2–3 year horizon who want appreciation + a Vesu address at entry price. RERA RN68AA09968 confirmed.
Pool + GymLandscaped GardensRERA Registered
View OM Solitaire →
62+ Listings · Pool
More Resale Options
Siddhi Atmosphere Green · Sangath · Swapnabhoomi Resale
Siddhi Atmosphere Green · Sangath Residency · Swapnabhoomi resale · Raghuvir Spectrum · Various
62+ Listings
99acres
RTM
Immediate
No GST
Save ₹4–5L
₹75L–₹1Cr · 62+ 99acres listings · All RTM available
The full 62+ listing pool: Siddhi Atmosphere Green resale, Sangath Residency, Swapnabhoomi resale (compact 3 BHK under ₹1Cr), Raghuvir Spectrum (1,775 sq ft, 0-1 yr RTM), and many more owner direct listings. We shortlist based on your exact size and floor preference. No GST on any resale = save ₹3.75–₹5L vs UC equivalent.
62+ ListingsRTM · No GSTOwner DirectAll Vesu
View Full Resale Pool →

3 BHK Vesu ₹75L–₹1Cr — All Options at a Glance

Project / SocietyPrice RangeSBA / CarpetStatusKey Feature
Raghuvir Satva (RAA07721)~₹80–95LCompact 3 BHKRTM · RERALowest RERA Vesu 3 BHK
Happy Elegance ★~₹85L–₹1.05Cr1,643 sq ft SBARTM · 1–5 yrsPool + Gym + Club House
Raghuvir Star Galaxy ★~₹85L–₹1.05Cr~1,550 sq ft SBARTM · East-facingWide spacing · 13 floors
Siddhi Atmosphere Green₹80L–₹1CrResaleRTM ResaleNo GST · 99acres listed
Sangath Residency₹75L–₹95LResaleRTM ResaleEntry Vesu resale
Swapnabhoomi (compact)₹90L–₹1.05Cr~1,300–1,500 sq ftRTM ResalePopular Vesu society
Millennium Park (RAA12987) ★★~₹85L–₹95LUCUC Dec 2026Nearest UC · 10:90 plan
Grand Calistaa (RAA14070)~₹75L–₹90LUCUC Dec 2026Pool + Gym + Park
OM Solitaire (RN68AA09968)~₹80L–₹1CrUCUC VesuPool + Landscaped Gardens
Shikharji Vesu~₹95L–₹1.10Cr2,351 sq ft SBAUC/RTMLargest SBA at this price
Green = RTM top picks. Gold = UC top picks. ★★ = editors' best overall at this budget. Prices approx — call for confirmed current pricing. +91 79906 47288

Home Loan for ₹1 Crore Vesu 3 BHK — What You Actually Pay

Example: ₹95 Lakh RTM Flat · 20-Year Loan · 8.5% Interest Rate

Property price₹95,00,000
Down payment (20% — typical bank requirement)₹19,00,000
Home loan amount (80%)₹76,00,000
EMI (₹76L at 8.5% for 20 years)~₹66,000/month
Stamp duty (4.9%) + Registration (1%) — RTM₹5,70,000
GST on RTM₹0 (RTM with OC = no GST)
Rental income (Day 1)₹22,000–₹27,500/month
Net EMI after rental income₹38,500–₹44,000/month

Net effective monthly housing cost = EMI minus rental income. Banks: SBI, HDFC, ICICI, Axis — we facilitate pre-approval at ₹0 processing charge. Income tax benefits: Section 80C (principal) + 24(b) (interest up to ₹2L) reduce effective cost further.

Why ₹75L–₹1Cr Vesu 3 BHK Is the Best Risk-Adjusted Investment in Surat

📈 Same Appreciation, Lower Entry

8–12%/year · Same zone · Same drivers

A ₹90L Vesu 3 BHK and a ₹1.5Cr Vesu 3 BHK in the same zone appreciate at the same 8–12% annual rate — because appreciation is driven by zone fundamentals (Diamond Bourse, LP Savani, Bullet Train), not by the individual flat's price. The entry buyer gets the same percentage gain on a smaller absolute base. Risk-adjusted return on ₹90L investment at 10% = ₹9L/year. That's 60% of the annual gain of a ₹1.5Cr investment (₹15L/year) with only 60% of the capital at risk.

🏠 First-Home + Investment Hybrid

Live in or rent · Vesu address from Day 1

The ₹75L–₹1Cr Vesu 3 BHK works as both owner-occupancy and investment. If renting: ₹22,000–₹27,500/month rental income = ₹2.64–₹3.3L/year = 2.8–3.5% rental yield on ₹95L. Add 10% appreciation = 13–14% total annual return. If owner-occupied: you have a Vesu address (LP Savani, hospital, mall, Diamond Bourse proximity) at the lowest possible Vesu entry price. Upgrading in 5–7 years: sell at appreciated value and step up to ₹1.5Cr+ category.

🔐 RERA Protection

All projects RERA verified · 70% escrow

All projects listed on this page are RERA-registered. Gujarat RERA mandates 70% escrow on all buyer funds — developers cannot divert money. RTM projects are already complete — zero delivery risk. UC projects at Dec 2026 possession have 6-month window — very low construction risk. We verify every RERA registration number (gujrera.gujarat.gov.in) before recommending. No unregistered or distress projects in our listings.

🎓 LP Savani School Access

Most aspirational school in Surat · Vesu address

LP Savani Academy is the primary driver of family residential demand in Vesu — and admission preference is sometimes given to local residents. For families with school-age children, buying in Vesu (even at entry budget ₹75L–₹1Cr) provides the LP Savani proximity advantage that renting in Adajan cannot. This is a non-financial but career-defining reason why young professional families stretch to ₹75L–₹1Cr for a Vesu address over a cheaper 3 BHK in Althan.

Before You Buy — 5 Questions for ₹75L–₹1Cr Vesu 3 BHK

1. RTM or UC? RTM: no GST (save ₹3.75–₹5L), walk through flat, Day 1 income. UC: lower entry price, 10:90 plan (book with ₹7.5–₹10L), 15–20% appreciation. If you need a home in the next 6 months → RTM. If wealth building with 1–2 year view → UC Dec 2026 (Millennium Park, Grand Calistaa).

2. How much carpet area at ₹1Cr? At ₹4,500–₹5,500/sq ft (typical for this bracket), ₹95L buys 1,700–2,100 sq ft SBA. SBA-to-carpet ratio in Vesu is typically 65–75%. So actual usable carpet: 1,100–1,575 sq ft. Bring a measuring tape on site visit and verify against RERA-registered carpet.

3. Home loan eligibility check: For ₹95L property, bank will lend 80% = ₹76L. EMI at 8.5% for 20 years ≈ ₹66,000/month. You need monthly income of ₹1.5–₹2L for this EMI (most banks use 40–50% EMI-to-income ratio). Get pre-approval before site visits — we facilitate SBI/HDFC/ICICI/Axis pre-approval at ₹0 charge.

4. Is the building age important at this budget? Yes — at ₹75L–₹1Cr you'll often find 3–8 year old societies (vs brand new at ₹1.3Cr+). Older doesn't mean worse: established societies have working pools, formed communities, proven maintenance. Check: lift condition, pool cleaning frequency, maintenance reserve balance. We accompany every inspection with a checklist.

5. Stretch to ₹1.3Cr or stay at ₹1Cr? The ₹1Cr–₹1.3Cr bracket adds: Milestone Ambience (2,493 sq ft SBA, mini golf, cycling track — RERA RAA12471), Milestone Regalia (baby pool + open theatre), Raghuvir Spectrum (1,775 sq ft, 0-1 yr RTM). If your home loan eligibility allows ₹1.05Cr (with ₹32L+ down payment), strongly consider Vesu under ₹1.5Cr options →. If your hard ceiling is ₹1Cr: Happy Elegance and Millennium Park are our top recommendations. Call +91 79906 47288.

3 BHK Vesu ₹75L–₹1Cr — FAQs

3 BHK Vesu ₹75L–₹1Cr 2025 confirmed: RTM: Happy Elegance (1,643 sq ft, pool + gym + club house, ~₹85–₹1Cr), Raghuvir Star Galaxy (~1,550 sq ft, east-facing, RTM), Raghuvir Satva (RERA RAA07721, compact, lowest RERA), Shikharji (2,351 sq ft SBA, largest). UC: Millennium Park (RERA RAA12987, Dec 2026, 10:90), Grand Calistaa (RERA RAA14070, Dec 2026, pool + gym), OM Solitaire (RERA RN68AA09968, pool + gardens). Plus 62+ listings on 99acres. Call +91 79906 47288.
Yes — ₹1 crore is achievable for a 3 BHK in Vesu. At ₹75L–₹1Cr you get: 1,300–2,100 sq ft SBA (depending on project age). Pool + gym + gated society. Vesu address with LP Savani proximity. 8–12% appreciation (same zone as ₹2Cr projects). What you give up vs ₹1.3Cr+: slightly smaller carpet, 3–8 year old buildings (vs brand new), fewer premium amenities. Best options: Happy Elegance RTM (1,643 sq ft), Millennium Park UC Dec 2026. Call +91 79906 47288.
RTM under ₹1Cr: No GST (save ₹3.75–₹5L). Walk through flat. Immediate possession + Day 1 rental income (₹20–27.5K). OC for smooth home loan. Best: Happy Elegance, Raghuvir Star Galaxy. UC under ₹1Cr: Lower entry (₹75–₹85L). 10:90 plan (book with ₹7.5–₹8.5L). 15–20% appreciation. Best: Millennium Park Dec 2026 (RERA RAA12987), Grand Calistaa Dec 2026 (RERA RAA14070). Recommendation: immediate home → RTM. Wealth building → Millennium Park Dec 2026. Call +91 79906 47288.
Happy Elegance — established residential society in Vesu, Surat. 3 BHK SBA 1,643 sq ft, 13 floors, 5th floor, 1–5 years old, RTM. Amenities: swimming pool, gymnasium, club house, park, CCTV, lift, 24/7 water, visitor parking, maintenance staff. Immediate possession. OC in hand — no GST (save ₹4.25–₹5.25L). Price approximately ₹85L–₹1.05Cr (₹5,200–₹6,400/sq ft on SBA 1,643 sq ft). One of Vesu's most prominent RTM societies in this budget. Rental income Day 1: ₹20,000–₹27,500/month. Call +91 79906 47288.
3 BHK price per sq ft Vesu 2025: ₹75L–₹1Cr range: ₹4,500–₹5,500/sq ft (older RTM societies, Canal Road UC). ₹1Cr–₹1.5Cr: ₹5,500–₹6,500/sq ft (0–3 year old, established). ₹1.5Cr–₹2Cr: ₹6,000–₹7,500/sq ft (VIP Road fronting, premium builders). ₹2Cr+: ₹7,500–₹12,500/sq ft (Rajhans, Sangini, Avadh luxury). For ₹75L–₹1Cr: expect 1,300–2,100 sq ft SBA. Full amenities in all cases. Zone avg ₹5,300/sq ft. Call +91 79906 47288.

3 BHK Vesu ₹75L–₹1Cr — Today's Live List

Happy Elegance RTM ~₹85–₹1Cr · Star Galaxy East-facing RTM · Millennium Park UC Dec 2026 · Grand Calistaa UC · 62+ listings · ₹0 brokerage on new · Builder direct